Checking Accounts

What's so different about our free checking account? It's actually FREE.

FREE ATM/VISA® debit card
FREE 24/7 online account management
FREE direct deposit
FREE Identity Theft Resolution Services
Two FREE boxes of checks per year
Unlimited check writing capabilities
No service charge

We've also got free checking for young people!
The Step Up teen checking account for 15-18 year olds. No adult required!*

Who? Currently enrolled high school students age 15-18.*
Need an adult? No! Just bring two paycheck stubs from your job. No job? No problem. Just bring an adult with you.
What? Free checking account. Free VISA® debit card. Free online account management. Free e-statements.
Bring? Just $50 to open it, photo ID and Social Security card, plus a copy of your class schedule or report card.

Tired of always using your mom's card? Step up and get your own!

VISA® Debit Card, Lost or Stolen
800-262-2024
ATM Card, Lost or Stolen
800-474-0080, business hours only

Need to reorder checks? Click here.

Act now to protect your ATM/debit card benefits. Click here.

*Must meet membership eligibility requirements. Paper checks and overdraft privilege not available with this account, though account owner is allowed one free teller-issued paper check per quarter if needed. Daily debit card limit: $250. Adult co-owner required without minor's proof of three consecutive months of income. Employer letter of reference may be used as proof of minor owner's income. E-statements required. Copy of class schedule or report card required to verify student in good standing. Terms subject to change or cancellation without notice. All participants and video submissions must meet all eligibility requirements, available at www.srfcu.org. All participants must submit completed conduct forms, available at www.srfcu.org. This program is not affiliated in any way with StepUp 3D® or its producers. All videos become property of SRFCU. SRFCU reserves the right to modify or cancel this program at any time.