Offers



Get Free from Debt Loans

Who's got several years and several thousand dollars to waste? Pay off all your credit cards in record time, while still making the same payment! Talk to an SRFCU Personal Lending Consultant about a Get Free from Debt Loan today!


*Membership required. APR: Annual Percentage Rate. Loan approval, interest rate, and term will be determined by credit worthiness, and factors collected from your credit report. Chart is for example only. Other great rates and terms available. Minimum loan amount is $500.00. Get Free from Debt Loan special effective 01/01/12. Terms subject to change without notice.


Drive Three Months for Free!

For a limited time, take advantage of our great auto loan rates on a new purchase, or bring us your current auto loan and let us see if we can beat your rate - either way, you won't make a payment for three months! *With rates as low as 2.99% APR*, now is the perfect time to speak to an SRFCU Personal Lending Consultant.

*Membership & credit eligibility required. Actual rate based on credit history. Existing SRFCU auto loans not eligible. Promotion extends the time before the first payment is due and interest will still accumulate at the daily rate. Interest that accumulates during the extended "first payment" period will be paid from the first payment. Then normal principal reduction and interest payment will resume. This statement is based on a $30,000 loan financed for 60 months. Larger loans financed for longer terms may be different, but should not affect more than two payments when paid on time. Offer subject to change or withdrawal at any time without notification. All loans subject to approval based on credit.

At the end of your rope?

Try Singing River Federal's smart alternative to payday loans - LifeSaver Loans. Borrow as little as $200 or as much as $1,000 to help meet life's unexpected challenges, without getting hung up in high fees and endless debt.
  • Minimum loan amount is $200; maximum loan amount is $1,000.
  • Maximum 90-day term with an interest rate of 28% APR and an application fee of $20.
  • No penalty for early payoff.
  • Maximum of six loans are allowed per member per year.
  • Must be at least 18 years of age and have had SRFCU membership open for a minimum of 60 days.
  • Minimum length of employment of 6 months at current job.
  • Must have active checking account and/or direct deposit.
*Additional criteria apply. Membership and proof of income required. Loan subject to credit approval. APR: Annual Percentage Rate. Loan may not be refinanced or extended. Terms subject to change without notice.

Looking to access cash quickly using your home's equity?

At just 2.99% APR for the first six months,* no closing costs and no application fees, a Home Equity Line of Credit is perfect for you. Use the equity in your home to renovate, remodel or just relax. Bring us your ideas. Singing River Federal Credit Union is ready with answers.

To serve you best, please make an appointment with our Mortgage Specialist by calling 228-475-9531 or click here to email your appointment request.

*Minimum $10,000 first advance with no points, application fees, closing costs or annual fee. Rates offered at 2.99% are subject to change and will remain constant for the first six months becoming variable thereafter. Loans subject to approval. All loans subject to applicable fees and charges which may affect APR (annual percentage rate). Home Equity Line of Credit: Base rates "as low as" the published prime rate. Prime rate based on Wall Street Journal. Interest rate may vary quarterly. Terms subject to change without notice.