| Products |
| • Share Savings Accounts |
| SRFCU membership begins with a "share"
savings account, which is a basic credit union
savings account. This serves as a member’s share
of ownership in SRFCU. Anyone meeting
eligibility requirements can open an account
with just one share of $10.00. To earn interest
on a share savings account, one must maintain a
$100.00 average daily balance. |
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| Share Draft Accounts - (Checking) |
 Our checking account is so HOT, we dare you to
try and resist it. Totally Free Checking that
STILL earns interest!*
- • No service fee regardless of average
daily balance
- • First box of checks (150 with deposit
slips) FREE!
- • Free ATM/VISA Debit Card
- • Free Direct Deposit
- • No charge on ATMs displaying this logo
- • Homebanking - FREE! Bill Pay - FREE for one year!
- • Checks are FREE for members age 55+
*An initial deposit of $100 is required to
open an SRFCU checking account. Members must
maintain an average daily balance of $300 or
more to earn interest.
CLICK HERE TO REORDER CHECKS
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Christmas Club |
 What better way to turn money woes into Ho, Ho,
Hos, than with an SRFCU Christmas club account. Have
extra cash to spend on loved ones this year by
depositing $5.00 or more weekly into a Christmas
Club account. These accounts earn the same
amount of interest as a share savings account.
Christmas Club funds are automatically deposited
into members 01 share accounts on November 1,
just in the "St. Nick" of time for holiday
shopping.Remember: Christmas Club funds become more
accessible when you receive an SRFCU Visa Check
Card. Stop by and apply for one today. |
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Time Share Certificates (CDs) |
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Time-Share Certificates are interest bearing
SRFCU share certificates, which can be purchased
for specific lengths of time. They carry a
guaranteed rate of interest for the specified
time. Members may deposit as little as
$1,000.00. Call SRFCU for current rates. A
penalty may be charged if redeemed before
maturity. If a certificate is used as security
for a loan, the loan interest rate will be 2%
over the dividend rate. * IRAs do not qualify. |
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IRA Accounts/Certificates |
| An IRA is a tax sheltered retirement savings
plan that allows an individual to reduce taxable
income by putting some of the income into an IRA
account. Active participants in pension plans,
may or may not be eligible to deduct IRA
contributions, dependent upon earnings and how
taxes are filed. Tax deductible or not, IRAs are
good investments because the interest earned is
tax deferred. There are three types of IRAs:
Traditional, Roth and Coverdell Education
Savings Account .
For more information contact Barbara Fisher,
1-888-474-0080 or 475-9531 ext. 1027.
Or e-mail us: ira@srfcu.org
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Traveler Cheques |
SRFCU offers Traveler’s Cheques in increments of
$50 starting from $100 - $1,000. Cheques for two
from American Express will allow two people the
convenience and flexibility of sharing the same
set of Travelers Cheques. One person may
purchase them and either person can use them,
any time. Traveler Cheques are free to SRFCU
members age 55 and older.
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U.S. Savings Bonds |
| U.S. Savings Bonds are Treasury Department securities backed by the full faith and credit of the United States. They are the world's most widely held savings tools with over 55 million owners. You can buy Savings Bonds in two series--I and EE. They share a variety of features and also have differences that give you a choice of ways to save. Be sure to come in and speak to a Member Service Representative today.
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Money Order |
Coming Soon!
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Safe Deposit Boxes |
 SRFCU’s Moss Point and George County branches
offer safe deposit box rental. Various sizes are
available:
- 3"W X 5"H X 21"L - $15.00/annually
- 3"W X 10.5"H X 21"L - $25.00/annually
- 5.5"W X 10.5"H X 21"L - $35.00/annually
- 10.5"W X 10.5"H X 21"L - $75.00/annually
Members, age 55 and older, receive a half-price
rate on safe deposit box rental. |
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Direct Deposit/Payroll Deduction |
| SRFCU members can have their payroll checks
deposited automatically into their checking,
savings, Christmas club or a variety of
accounts. SRFCU offers payroll deduction, which
is an easy, less time-consuming way to conduct
bill-paying. Loan or insurance payments can be
made automatically through payroll deduction
and/or direct deposit. |
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Credit Life/Credit Disability Insurance |
| This benefit is available on most loans with the
premium being charged to the borrower. Over
$510,000 is the total MEMBERS CHOICE Disability
and Life Payment Protection Insurance benefits
paid to claimants of Singing River Federal
Credit Union over a three year period. The
benefits spared members and their families the
burden and financial hardship of repaying a debt
during a difficult and often tragic time. Just
ask for payment protection. Contact a loan
officer for details. |
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SRFCU VISA Debit Cards |
| Your checking account just isn't complete without an SRFCU Debit Card. It works like a credit card, but withdraws from your checking account.
The Singing River Federal Credit Union Debit Card is welcomed at thousands of locations worldwide, so you can breeze through the check out and stop writing checks. Your debit card is also backed by the loss and theft protection of a major credit card, so you can feel secure using it instead of cash. Your debit card will also let you conduct ATM transactions, allowing you to withdraw cash from almost any ATM. Request an SRFCU Debit Card now and start experiencing the all buying power of a check with the flexibility of a credit card!
Click here for information about what to do when your debit card expires.
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SRFCU VISA Gift Cards |
SRFCU Now Offering the Magic of a Visa® Gift Card
When it comes to figuring out the perfect gift, Visa® gift cards are pure magic. Gift cards are a convenient, simple choice for busy shoppers. Whether it’s a holiday, a birthday, a wedding, or any occasion—for young or old or in between—a Gift Card is just the trick! Purchasing Gift Cards is as simple as determining the gift amount and selecting a card design—it’s that easy! Gift Cards are the perfect gift because they’re safer than cash, easy to use, and can be used anywhere Visa® debit cards are accepted. NOW THAT’S MAGICAL!
GIFT CARDS
Available in three attractive designs
Incredible time savers—no shopping, packaging or mailing! Eliminate the hassles of wondering what to buy or returning unwanted gifts
A safe alternative to carrying cash
Used anywhere Visa® debit cards are accepted
More flexible than merchant gift cards.
With a Visa® Gift Card, your gift giving worries will disappear! Visit any one of SRFCU’s three branches to purchase a Visa® Gift Card. Visa® charges $2.00 to purchase a gift card.
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