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Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Opening a share certificate is a smart way to diversify your portfolio. Putting money into a share certificate is just a matter of waiting to cash in on your increased funds.

You're in control. You choose the term and lock in your rate. How long you wait is up to you — but the longer the wait, the higher your rate of return.

Summary
  • Savings with guaranteed returns
  • Earn competitive fixed rates
  • Terms vary from 3 months to 5 years
  • Longer terms earn higher rates
  • Penalty for early withdrawal
  • NCUA insured