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About Us

Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 24,000 members have more than $193 million in assets. Anyone who lives, works, worships or attends school in Jackson, George or Greene counties in Mississippi, as well as many residents in Mobile and Baldwin counties in Alabama, are eligible for membership.

Our Mission

Our mission is simple: exceed member and community expectations through products, outstanding service and financial integrity. We are personally dedicated to the success of every member and encourage them to bring us their financial goals. We'll find the perfect payment solution at the most competitive rate, and services tailored to their individual needs.

Our Products and Services

We are committed to bringing our members the best financial products and services in the area. Whether you're looking for a home mortgage or want to open an IRA, we hope to be your first stop for every important life event. We even have savings especially for kids and teens to get them started on the right foot.Here is just a glimpse of some of what we offer:

Personal Loans

Come see us about your next auto loan and have your own credit union behind you. Or apply for a home mortgage loan if you're tired of wasting money on rent. Our expert lenders will walk you through every step of the process.

Business Loans

Talk to our experienced lenders who are familiar with the Gulf Coast market about applying for a commercial real estate loan or a business line of credit.


We offer a suite of business accounts and services designed to save you time and money, like merchant point-of-sale services and remote deposit capture.

With mobile banking, you don't have to visit a branch to make a deposit or withdraw funds. Manage your accounts from the convenience of your mobile phone or device. SRFCU members have access to identity theft resolution and credit counseling services, so you can stay protected from fraud.