The first step toward a bright financial future starts right here. Learn the ropes with this hands-on account.

Key Features

  • No Monthly Service Charge
  • Free Digital Banking
  • Free Debit Card
  • Free checking account designed for high school students age 13 to 191
  • No monthly service fee
  • No minimum balance requirements
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free e-Statements
  • Free customizable Visa® debit card
  • Nationwide surcharge-free ATM usage via the CULLIANCE® and Allpoint® ATM networks
  • No minimum deposit to open

What You’ll Need to Open

To open, bring these important documents to the branch:

  • Valid photo ID
  • Social Security Card
  • Copy of class schedule or report card

You will also need to:

  • Bring an adult, OR
  • Bring 2 paychecks from your job


1Must meet membership eligibility requirements. Paper checks and overdraft privilege not available with this account, though account owner is allowed one free teller-issued paper check per quarter if needed. Daily debit card limit: $250. Adult co-owner required without minor's proof of three consecutive months of income. Employer letter of reference may be used as proof of minor owner's income. E-statements required. Copy of class schedule or report card required to verify student in good standing. Terms subject to change or cancellation without notice.