Christmas Club Account

Give yourself the gift of going into the new year debt-free. Save up year-round so your holiday season is full of cheer — and free of financial stress.

Purpose-Built Holiday Savings

A Simple Way to Save for the Holiday Season

  • No monthly service fee

  • Competitive dividend earnings on the entire balance

  • No minimum balance requirements

  • $10 minimum opening deposit

Clear Rates. Real Savings.

Christmas Savings Account Rates

Up to $4,000

Dividend Rate

APY

START SAVING TODAY

Set Money Aside Throughout the Year

The Christmas Club Account is designed to help you save gradually for holiday-related expenses without relying on credit cards or last-minute loans. By making regular deposits throughout the year, you can prepare for seasonal spending in a more manageable way.

WHAT TO EXPECT

Structured Savings With a Defined Payout

Funds in a Christmas Club Account are automatically transferred to a designated Singing River Federal Credit Union account on November 1 of each calendar year, making the balance available ahead of the holiday season.


Because this account is intended for long-term seasonal saving, early withdrawals are subject to a penalty. This structure helps keep savings on track while encouraging consistent contributions over time.

INCLUDED WITH YOUR ACCOUNT

Free Online Account Access

  • Online banking access

  • e-Statements

ACCOUNTS THAT FIT YOUR NEEDS

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Ready to get started?

Open a savings account and start setting money aside with confidence.