Home Equity Line of Credit (HELOC)

Use your home equity to finance nearly any need — and make the most of any opportunity that comes knocking on your door.

Flexible Access to Funds Using the Equity You’ve Built

A Home Equity Line of Credit allows you to borrow against the equity in your home and access funds as needed over time. Rather than taking a one-time loan, a HELOC provides ongoing access to credit that can be used for a wide range of expenses.

A HELOC is designed to support both planned and unexpected expenses by giving you access to funds when you need them.

Clear Rates. Real Savings.

Current Real Estate Loan Rates

†The index is the prime rate published in the Wall Street Journal

Access Funds as Needs Arise

With a HELOC, you apply once and can draw from your available credit repeatedly. Repaid principal becomes available again, making this option well suited for expenses that occur over time rather than all at once.

Funds can be transferred by phone or in person to a designated Singing River Federal Credit Union checking account, providing convenient access when needed.

Local Decisions and Personalized Support

HELOC applications are processed locally by loan professionals who put the needs of members first. Automatic monthly payments can be set up to help keep repayment consistent and manageable.

Interest paid on a HELOC may be tax deductible in some cases. Consult a tax advisor regarding your specific situation.

MONEY WHEN YOU NEED IT

Common Uses for a HELOC

Ready to get started?

Call (228) 475-9531 to explore home equity line of credit options with our local lending team.