Auto Loans

New ride or refinance, SRFCU has a loan to fit your budget. Get pre-approved locally and drive in with confidence.

Financing Options for New and Used Vehicles

Auto loans from Singing River Federal Credit Union help members purchase or refinance vehicles with terms that fit their budget and driving needs. SRFCU offers financing options for a wide range of situations and credit situations, whether you’re buying your first car or replacing an existing vehicle.

Clear Rates. Real Savings.

Current Auto Loan Rates

PROTECT YOUR INVESTMENT

Find peace-of-mind after your purchase with a wide range of protection plans from Vehicle Care by Assurant

LOANS FOR YOUR FIRST CAR

First-Time Auto Loans

If you’re buying your first car and have little or no credit history, SRFCU’s First-Time Auto Loan program can help you get started.

¹Membership and credit eligibility required. All loans subject to approval based on credit. Special 8.99% APR determined by credit evaluation factors, including employment history and income, during at least two mandatory discussions with SRFCU Certified Financial Counselor. Checking account with direct deposit and online account management required. APR: Annual Percentage Rate. Maximum loan amount not to exceed $18,000 or 75% of the applicant's gross annual income. Normal new and used collateral values and definitions apply. Boats, motorcycles, and RV/campers excluded. Can have limited credit experience (consisting of small credit card debt or student loans) or no previous credit experience. Cannot have any prior auto loans. Some requests may require a down payment. A qualified guarantor may be required if the request does not meet approval guidelines or under 18. Loan may not be refinanced.

Ready to get started?

Explore auto loan options and find financing that fits your needs.