Young @ Heart Checking

With age comes experience — and access to exclusive checking perks. Enjoy dividends, no monthly fee, and unlimited check writing. You’ve earned it.

Older couple reviewing finances together at a table with a laptop, documents, and a smartphone.
interest-earning checking account

Checking With Dividends and No Monthly Fee

  • Exclusive account for members age 55 and better

  • Competitive dividends on your entire balance

  • No monthly service fee

  • No minimum balance requirements

  • Unlimited check writing

  • One free box of checks each year

  • No minimum opening deposit

Built for Members Who Want to Keep More of What They Earn

Young @ Heart Checking is designed for members who prefer a straightforward checking account that rewards established saving habits. With dividends paid on your full balance and no monthly service fee, it offers a practical way to manage everyday spending while keeping more money in your account.

Everyday Access With Added Protection

Nationwide surcharge-free ATM access makes it easy to manage withdrawals wherever you are, while up to $800 of extra protection for qualifying transactions helps support day-to-day spending without tying access to balance thresholds.

INCLUDED WITH YOUR ACCOUNT

Free Digital Banking Services

  • Free online banking and bill pay

  • Free mobile banking with mobile deposit

  • Free e-Statements

CHECKING ACCOUNTS THAT FIT YOUR NEEDS

Explore Our Personal Checking Options

Ready to get started?

Open a personal checking account today.