Payday Assistance Loans

When surprise expenses pop up, SRFCU’s Payday Assistance Loans offer members a quick, affordable way to get the funds they need—without turning to high-cost payday lenders.

Benefits of SRFCU Payday Assistance Loans

A Safer, Local Alternative to Traditional Payday Loans

  • Competitive rates on small-dollar loans

  • Fast, local processing and quick decisions

  • No penalty for early payoff

LOANS FOR ALL LIFE'S EXPENSES

Built for Unexpected Expenses

Payday Assistance Loans are designed to help cover unplanned costs, such as a medical bill, car repair, or other urgent need. This option offers a more affordable and member-friendly alternative to payday loans from other lenders.

WHAT TO EXPECT

Loan Details and Eligibility

  • Borrow between $200 and $1,000

  • $20 application fee

  • Must be an SRFCU member for at least 60 days

  • Must have at least 6 months at your current job

Ready to get started?

Apply now for a Payday Assistance Loan and get the funds you need, fast.