Where Banking Meets Community

With checking that's made for how you live and play.

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Banking That Fits Real Life on the Gulf Coast

Straightforward checking, competitive loan rates, and local service backed by online and mobile tools that make everyday banking easier.

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Protect Yourself From Fraud

Learn how to spot scams, prevent identity theft, and get help fast with SRFCU’s fraud prevention resources.

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What Can We Help You With?

Open an Account ⇾

Auto Loans ⇾

Checking ⇾

Credit Cards ⇾

Savings ⇾

Clear Rates. Real Savings.

Today's Current Rates

Auto Loans as Low as

5-month Certificate

3.60% APY

Personal Loans as Low as

10.99%

ABOUT SRFCU

Rooted Here. Built for You.

Singing River Federal Credit Union has been serving South Mississippi since 1953. We’re large enough to offer everything you expect from a modern financial institution and local enough to know our members by name.


As a not-for-profit credit union, our focus is simple: lower loan rates, fewer fees, and banking decisions made with people in mind, not shareholders.

TRUSTED SINCE 1953

Banking for Every Stage of Life

Auto Loans

Competitive rates for new or used vehicles, plus refinancing options that may lower your payment.

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Home Loans

Local mortgage lending for purchases, refinances, and home equity solutions.

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Business Loans

Financing options designed to help local businesses grow, manage cash flow, and invest with confidence.

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Auto Loans

Competitive rates for new or used vehicles, plus refinancing options that may lower your payment.

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Personal Loans

Flexible financing for life’s planned and unexpected expenses—without complicated terms.

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Home Loans

Local mortgage lending for purchases, refinances, and home equity solutions.

Learn More ⇾

Business Loans

Financing options designed to help local businesses grow, manage cash flow, and invest with confidence.

Learn More ⇾

Auto Loans

Competitive rates for new or used vehicles, plus refinancing options that may lower your payment.

Learn More ⇾

Personal Loans

Flexible financing for life’s planned and unexpected expenses—without complicated terms.

Learn More ⇾
ONLINE AND MOBILE BANKING

Bank Anywhere. Still Feel Local.

Manage accounts, deposit checks, pay bills, and transfer funds anytime with online and mobile banking. Plus, shared branching gives you access to thousands of locations nationwide when you’re on the go.

BECOME A MEMBER TODAY

Ready to Make the Switch?

Opening an account is simple and you don’t need to know anything about credit unions to get started. If you’re looking for better rates, fewer fees, and banking that still feels personal, you’re in the right place.

LOCATIONS

Find a Branch Near You

With branches across South Mississippi and shared branching nationwide, getting help in person, or on the road, is always within reach.