Credit Builder Loan

If you’re looking to establish credit for the first time or improve your current credit standing, an SRFCU Credit Builder Loan can help you take that important next step.

How the Credit Builder Loan Works

Start Building - or Rebuilding - Your Credit With Confidence

  • Loan amounts from $500 to $1,000

  • Low, fixed 6% interest rate

  • 6 to 12 month repayment terms

  • Fast, local decision-making and processing

  • Competitive rates with no prepayment penalty

Build Your Credit with Ease

A Simple Way to Build Credit

The Credit Builder Loan is structured to help members start or restore their credit history with manageable terms and a straightforward repayment process. This option is ideal for young adults, recent graduates, or anyone looking to rebuild their financial profile.

Ready to get started?

Call or text (228) 475-9531, or apply online to start building your credit today.