Personal Loans

Explore personal loan options from Singing River Federal Credit Union, including auto loans, home lending, personal loans, and specialty financing.

PERSONAL LOANS

Flexible Financing for a Wide Range of Needs

Personal loans from Singing River Federal Credit Union are designed to help members finance major purchases, cover planned expenses, or handle unexpected costs. SRFCU is committed to being a dependable financial partner, offering loan options that help members move forward with confidence.

LOANS THAT FIT YOUR NEEDS

Personal Loan Products Designed for Real Life Situations

Payday Assistance Loans

A lower-cost alternative to traditional payday loan designed to help members cover short-term expenses without needing to depend on questionable third-party lenders. 

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Credit Builder Loans

A small loan designed to help members establish or rebuild credit through on-time payments.

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LOANS FOR EVERYONE

Additional Loan Options

Home Mortgage Loans

Secure financing for a primary residence or refinance an existing mortgage. A variety of home loan options are available, including for first-time homebuyers and members looking to adjust their current loan terms.

Home Equity Line of Credit (HELOC)

Access the equity you’ve built in your home for qualifying expenses. Funds can be used as needed without reapplying.

Auto Loans

Finance new or used vehicles with competitive rates and flexible terms, plus optional protection plans if you want added peace of mind.

First-Time Auto Buyer Program

A financing option designed to help members with limited credit history purchase a vehicle and begin building credit.

TRUECar®

TRUECar can help streamline the buying process, helping you find the right car at a price that works for you.

Recreational Vehicle (RV) Loans

Finance motorcycles, boats, RVs, or travel trailers with loan terms tailored to your purchase and usage needs.

INCLUDED WITH YOUR LOan

What You Can Expect From SRFCU Personal Loans

  • Competitive rates compared to many traditional lenders

  • Local decision-making and member-focused service

  • Flexible repayment terms based on loan type and qualification

  • Guidance throughout the application and approval process

Ready to get started?

Explore personal loan options and find financing that fits your needs.