Personal Checking

Explore personal checking accounts from Singing River Federal Credit Union. Compare options designed for everyday banking, convenience, and flexibility.

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BANKING WITH ALL THE ESSENTIALS

Everyday Checking With the Features You Expect

Singing River Federal Credit Union offers personal checking accounts designed to make everyday banking simple and accessible. Whether you want a basic checking account or one that offers additional flexibility or earning potential, all of our options are built around the same core conveniences.

ACCOUNTS THAT FIT YOUR NEEDS

Explore Our Personal Checking Options

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Free & Easy Checking

A straightforward checking account with no monthly service fee and no minimum balance requirements.


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River Checking

A flexible checking option designed for everyday access, with no credit check required to open.


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Market Interest Checking

An interest-earning checking account for members who maintain higher balances and want their money to earn dividends.

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ACCOUNTS FOR EVERYONE

Additional Checking Options

In addition to our most popular personal checking accounts, we offer checking options designed for specific age groups.

A checking account with dividend earnings and added perks, available to members age 55 and better.

(Ages 55 and Better)

Young @ Heart Checking

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(Ages 13-19)

Step Up Teen Checking

A starter checking account designed to help teens learn everyday money management with appropriate safeguards.

BANKING WITH ALL THE ESSENTIALS

Checking Accounts Built for Everyday Banking

Whether you’re opening your first checking account or looking for a better fit, Singing River Federal Credit Union offers personal checking options designed to support how you manage and spend your money day to day. From simple, no-fee checking to accounts with added flexibility or earning potential, there’s an option to match your needs.

WHAT TO EXPECT

What All Personal Checking Accounts Include

  • Nationwide surcharge-free ATM access through the CULLIANCE® and Allpoint® networks

  • Online and mobile banking access, including mobile deposit and bill pay

  • Free customizable Visa® debit card

  • Unlimited check writing

  • No minimum opening deposit

Ready to get started?

Open a personal checking account today.