Compare Checking Accounts
Review fees, features, and benefits to find the checking account that fits your needs.
Compare Checking Accounts
Compare Our Most Popular Checking Accounts
Singing River Federal Credit Union offers several personal checking accounts designed to fit different banking needs. All of our checking accounts include essential tools for everyday banking, with key differences in fees, access, and earning potential.

SINGING RIVER ACCOUNTS
What All Personal Checking Accounts Include
All SRFCU personal checking accounts come with the following standard features:
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Nationwide surcharge-free ATM access through the CULLIANCE® and Allpoint® networks
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Online and mobile banking access, including mobile deposit and bill pay
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Free customizable Visa® debit card
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Unlimited check writing
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No minimum opening deposit
ACCOUNTS THAT FIT YOUR NEEDS
Compare Our Personal Checking Accounts
| Account | Free & Easy Checking | River Checking | Market Interest Checking |
|---|---|---|---|
| Best For | Simple, no-fee banking | Flexible everyday access | Earning on your balance |
| What Sets It Apart | No monthly service fee | No credit check required to open | Earns competitive dividends |
| Monthly Service Fee | None | $12 | $8 (waived with a $1,000 minimum average daily balance) |
| Minimum Balance Requirement | None | None | $1,000 to avoid monthly fee |
| All Account Details | Learn More ⇾ | Learn More ⇾ | Learn More ⇾ |
ACCOUNTS FOR EVERYONE
Additional Checking Options
In addition to our most popular personal checking accounts, Singing River Federal Credit Union offers specialized checking options for members who meet certain age requirements.
An interest-earning checking account designed for members age 55 and better, offering added perks with no monthly service fee.
(Ages 55 and Better)
Young @ Heart Checking
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Competitive dividend earnings
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No monthly service fee
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Unlimited check writing
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Online and mobile banking access
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Free Visa® debit card


(Ages 13-19)
Step Up Teen Checking
A starter checking account designed to help teens build responsible money management habits with appropriate account safeguards.
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No monthly service fee
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No minimum balance requirements
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Debit card with daily limits
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Online and mobile banking access
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Adult co-owner requirements apply






