Step Up Teen Checking

The first step toward a bright financial future starts right here. Learn the ropes with this hands-on account.

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Young person looking at a phone while holding a credit card on a bed in a bedroom.
Checking Designed for Teens

A Starter Checking Account for Building Smart Money Habits

  • Available for teens ages 13–19

  • Adult joint owner required

  • No monthly service fee

  • No minimum balance requirements

  • No minimum opening deposit

A Practical First Step Into Everyday Banking

Step Up Teen Checking is designed to help teens learn how checking accounts work in real-life situations, including spending, deposits, and managing balances. Adult joint ownership provides a way for parents to balance oversight with independence, allowing teens to safely gain hands-on experience with everyday banking.

Everyday Access With Built-In Limits

This account allows teens to make purchases and manage funds while maintaining reasonable controls. Debit card access and spending limits support responsible use, and customizable Visa® debit card options let teens add a personal touch to their account.

Woman and child smile while looking at a laptop and holding a credit card on a couch.
WHAT TO EXPECT

What You'll Need to Open Your Account

To open, bring these important documents to the branch:

  • Valid photo ID
  • Social Security Card
  • Copy of class schedule or report card


You will also need to:

  • Bring an adult, OR
  • Bring 2 paychecks from your job
INCLUDED WITH YOUR ACCOUNT

Free Digital Banking Services

  • Free online banking and bill pay

  • Free mobile banking with mobile deposit

  • Free e-Statements

CHECKING ACCOUNTS THAT FIT YOUR NEEDS

Explore Our Personal Checking Options

Ready to get started?

Open a personal checking account today.