Give yourself the gift of going into the new year debt-free. Save up year-round so your holiday season is full of cheer — and free of financial stress.



Key Features

  • Competitive Dividends1
  • Free Digital Banking
  • No Monthly Service Charge
  • Set aside little by little, year-round for holiday-related expenses
  • Earn competitive dividends on entire balance1
  • No monthly service fee
  • No minimum balance requirements
  • Make deposits at any time, in any amount you feel comfortable with
  • Avoid holiday-induced debt and stress
  • Funds automatically deposited to a Singing River FCU account on November 1st of each calendar year2
  • Early withdrawal will result in a penalty2
  • Free digital banking services, including:
    • Free online banking
    • Free e-Statements
  • $10 minimum deposit to open

1Membership & Direct Deposit required. 0.75% Annual Percentage Yield paid up to $4,000 balance. Any Balance greater than $4,000 will be paid at 0.25%. Rates effective as of January 1, 2020. Contact us for additional details.

2If funds are withdrawn before Nov 1st there is a $25 fee.