Rates effective as of 10/16/2020 and subject to change. Fees may reduce earnings. APY = Annual Percentage Yield. APR = Annual Percentage Rate.

Start your new Payroll Saver CD today! No minimum deposit and you add to it with each payroll.

Money Market

Balance Dividend Rate
$2,500 - $9,999 0.25%
$10,000 - $24,999 0.30%
$25,000 - $49,999 0.35%
$50,000 and up 0.40%

Personal Accounts

Product Dividend Rate APY
Savings 0.25% 0.25%
Christmas Savings (up to $4,000) 0.75% 0.75%
IRA Savings 0.50% 0.50%
Checking 0.15% - 0.40% 0.15% - 0.40%

Certificates of Deposit Learn More

Balance Term APR APY
$1,000 - $49,999.99 3 mos. 0.20% 0.20%
$1,000 - $49,999.99 6 mos. 0.25% 0.25%
$1,000 - $49,999.99 1 year 0.40% 0.40%
$1,000 - $49,999.99 2 year 0.65% 0.65%
$1,000 - $49,999.99 3 year 0.75% 0.75%
$1,000 - $49,999.99 4 year 0.85% 0.85%
$1,000 - $49,999.99 5 year 0.90% 0.90%

Penalty for early withdrawal

Certificates of Deposit ($50,000 - $99,999) Learn More

Balance Term APR APY
$50,000 - $99,999.99 3 mos. 0.30% 0.30%
$50,000 - $99,999.99 6 mos. 0.35% 0.35%
$50,000 - $99,999.99 1 year 0.50% 0.50%
$50,000 - $99,999.99 2 year 0.75% 0.75%
$50,000 - $99,999.99 3 year 0.85% 0.85%
$50,000 - $99,999.99 4 year 0.95% 0.95%
$50,000 - $99,999.99 5 year 1.00% 1.00%

Penalty for early withdrawal

Certificates of Deposit ($100,000+) Learn More

Balance Term APR APY
$100,000+ 3 mos. 0.40% 0.40%
$100,000+ 6 mos. 0.45% 0.45%
$100,000+ 1 year 0.60% 0.60%
$100,000+ 2 year 0.85% 0.85%
$100,000+ 3 year 0.95% 0.95%
$100,000+ 4 year 1.04% 1.05%
$100,000+ 5 year 1.09% 1.10%

Penalty for early withdrawal

Auto Loans Learn More

Loan Type Duration Rate
New & Used Auto up to 36 mo. 2.24 - 8.99%
New & Used Auto 37 - 48 mo. 2.49 - 9.49%
New & Used Auto 49 - 60 mo. 3.24 - 10.99%
New & Used Auto 61 - 72 mo. 3.49 - 11.24%
New & Used Auto 73 - 84 mo. 4.24 - 12.99%
Used Auto (older than 5 years) up to 84 mo. add 1% to stated rate
New and Used Boats, Motors,Trailers, Recreational Vehicles and Tractors up to 120 mo. add 1% to stated rate

New and used auto term based on make, model year, amount financed and relationship pricing. Used auto if 5+ years old.

Home Equity Line of Credit Learn More

Product APR
Home Equity Line of Credit Index - WSJ Prime Rate† Promotional Rate = 6 months @ 2.99%
2nd Mortgage Line-of-Credit Index - WSJ Prime Rate† Promotional Rate = 6 months @ 2.99%

†The index is the prime rate published in the Wall Street Journal

Property Loans Learn More

Loan Type Term APR
Real Estate Loan 15 year 3.25 - 7.25%
Real Estate Loan 20 year 3.75 - 7.75%
Real Estate Loan 30 year quoted daily
Construction Loan Varies 3.50 - 8.00%

Credit Cards Learn More

Product APR
Introductory Rate 3.99 - 9.99%
After 6 Months 10.99 - 17.99%