Time for a new ride? Let us steer you in the right direction. We put you in the driver’s seat with financing that’s centered on your budget.



Key Features

  • Competitive Rates
  • Free Pre-Approval
  • Refinancing Available
  • Competitive, fixed and variable rates on new or used vehicles
  • A wide range of terms customized to your unique situation
  • Pre-approval through TRUECar available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Find peace-of-mind after your purchase with a wide range of protection plans from ForeverCar:
    • Mechanical Breakdown Protection
    • Guaranteed Auto Protection (GAP)
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

You've got the green light for your first car, even if you have little or no credit history. If you're 18 to 25 years old, you're good to go at Singing River Federal with our First-Time Auto Loan program.

  • Special low rate to help establish credit1
  • 100% financing on new and used autos
  • Terms up to 60 months
  • Easy payment plans for every budget

1Membership and credit eligibility required. All loans subject to approval based on credit. Special 8.99% APR determined by credit evaluation factors, including employment history and income, during at least two mandatory discussions with SRFCU Certified Financial Counselor. Checking account with direct deposit and online account management required. APR: Annual Percentage Rate. Maximum loan amount not to exceed $18,000 or 75% of the applicant's gross annual income. Normal new and used collateral values and definitions apply. Boats, motorcycles, and RV/campers excluded. Can have limited credit experience (consisting of small credit card debt or student loans) or no previous credit experience. Cannot have any prior auto loans. Some requests may require a down payment. A qualified guarantor may be required if the request does not meet approval guidelines or under 18. Loan may not be refinanced.