Rates effective as of 5/31/2021 and subject to change. Fees may reduce earnings. APY = Annual Percentage Yield. APR = Annual Percentage Rate.

Money Market

Balance Dividend Rate
$2,500 - $9,999 0.20%
$10,000 - $24,999 0.20%
$25,000 - $49,999 0.20%
$50,000 and up 0.20%

Personal Accounts

Product Dividend Rate APY
Savings 0.10% 0.10%
Christmas Savings (up to $4,000) 0.20% 0.20%
IRA Savings 0.20% 0.20%
Checking 0.10% - 0.15% 0.10% - 0.15%

Auto Loans Learn More

Loan Type Duration Rate
New & Used Auto up to 36 mo. 2.24 - 8.99%
New & Used Auto 37 - 48 mo. 2.49 - 9.49%
New & Used Auto 49 - 60 mo. 3.24 - 10.99%
New & Used Auto 61 - 72 mo. 3.49 - 11.24%
New & Used Auto 73 - 84 mo. 4.24 - 12.99%
Used Auto (older than 5 years) up to 84 mo. add 1% to stated rate
New and Used Boats, Motors,Trailers, Recreational Vehicles and Tractors up to 120 mo. add 1% to stated rate

New and used auto term based on make, model year, amount financed and relationship pricing. Used auto if 5+ years old.

Certificates

Amount Term APR APY
$1,000 and up 6 month only 0.10% 0.10%

Home Equity Line of Credit Learn More

Product APR
Home Equity Line of Credit Index - WSJ Prime Rate† Promotional Rate = 6 months @ 2.99%
2nd Mortgage Line-of-Credit Index - WSJ Prime Rate† Promotional Rate = 6 months @ 2.99%

†The index is the prime rate published in the Wall Street Journal

Property Loans Learn More

Loan Type Term APR
Real Estate Loan 15 year 3.25 - 7.25%
Real Estate Loan 20 year 3.75 - 7.75%
Real Estate Loan 30 year quoted daily
Construction Loan Varies 3.50 - 8.00%

Credit Cards Learn More

Product APR
Introductory Rate 3.99 - 9.99%
After 6 Months 10.99 - 17.99%