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Rates

Rates effective as of 3/19/2019. Rates may change after accounts are opened. Fees may reduce earnings. APY = Annual Percentage Yield. APR = Annual Percentage Rate.

Ask us about our Promotional Share Certificate (CD) Rates!

Money Market Rates

Product Dividend Rate
Money Market

$2,500 - $9,999
$10,000 - $24,999
$25,000 = $49,999
$50,000 and up


0.35%
0.40%
0.50%
0.65%

Savings Rates

Product Rate APY
Share Savings 0.25% 0.25%
Christmas Savings

up to $4,000

0.75% 0.75%
IRA Savings 0.50% 0.50%
Share Draft (checking) 0.15% - 0.85% 0.15% - 0.85%

Time Share Certificate Rates

Product Dividend Rate APY
$1,000 - $49,999.99

3 mos.
6 mos.
1 year
2 year
3 year
4 year
5 year

 

0.35%
0.60%
1.14%
1.19%
1.54%
1.69%
2.47%

 

0.35%
0.60%
1.15%
1.20%
1.55%
1.70%
2.50%

$50,000 - $99,999.99

3 mos.
6 mos.
1 year
2 year
3 year
4 year
5 year

 

0.45%
0.70%
1.24%
1.29%
1.64%
1.79%
2.57%

 

0.45%
0.70%
1.25%
1.30%
1.65%
1.80%
2.60%

$100,000 - Up

3 mos.
6 mos.
1 year
2 year
3 year
4 year
5 year

 

0.55%
0.80%
1.34%
1.39%
1.74%
1.88%
2.67%

 

0.55%
0.80%
1.35%
1.40%
1.75%
1.90%
2.70%

Auto Loan Rates

Loan Type Duration Rate
New Auto up to 36 mos. 2.49 - 9.99%
New Auto 37 - 48 mos. 2.49 - 10.49%
New Auto 49 - 60 mos. 2.99 - 10.99%
New Auto 61 - 72 mos. 3.49 - 11.24%
New Auto 73 - 84 mos. 4.24 - 12.99%
Used Auto Up to 84 mos ¥ 3.24 - 13.99%
New and Used Boats, Motors,Trailers, Recreational Vehicles and Tractors up to 120 months add 1% to stated auto rate

¥ New and used car term based on make, model year, amount financed and relationship pricing.

Home Equity Line Of Credit

Product APR
Home Equity Line of Credit
Index - WSJ Prime Rate†
See Promotional Rate
2nd Mortgage Line-of-Credit
Index - WSJ Prime Rate†
See Promotional Rate

†The index is the prime rate published in the Wall Street Journal

Property Loan Rates

Product APR
Real Estate Loan

15 year
20 year
30 year
(Add 2% if not primary residence)

4.25 - 9.99%
4.49 - 10.74%
quoted daily

Construction Loan 4.50-11.00%

Credit Card Rates

Product APR
Introductory Rate 0.00 - 9.99%
After 6 Months 10.99 - 17.99%